Set sights on a brighter financial future by establishing a positive credit history easily and safely with the Ambition Mastercard®. Start building credit with your everyday purchases and on-time payments1. From textbooks to take-out, we’ve got you covered.
Here's why it's the best of both worlds:
| Ambition Card | Credit Cards | Debit Cards | |
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| No credit check to qualify |
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| No interest charges2 |
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| No late fees2 |
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| Impacts your credit score1 |
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Start your credit journey in minutes. There is no credit check, and the sign up process is fast & easy.
Set your credit limit by downloading the app and transferring funds to your Ambition Card. Once you download the app start a transfer by linking your existing bank account.
Scan to download the mobile app
Once your funds have been deposited into your Ambition Card account, you can start using your card to make purchases. While your physical card is on its way to you, you can add your card to your virtual wallet.
Once you receive your monthly statement, be sure to make your payment on time. Timely payments help build a positive credit history1. We report your payment activity to all three credit bureaus.
Earn rewards while having a positive impact on your credit score.
Savor the delight of being rewarded with every food delivery order. You'll earn 1.25% cash back on each purchase.
Heading to class, meeting friends, or exploring your city? Earn 1.25% cash back on the rides that get you there.
Whether you're binge-watching your favorite shows or enjoying the latest blockbuster movie, feast your eyes on your favorites and earn 1.25% cash back for doing so.
Earn cash back on every other purchase you make!
Your Ambition Card questions, answered.
High school or college students, age 18 years or older and a U.S. citizen or permanent resident.
If you’re ready to build credit, the Ambition Card by College Ave is right for you. But it takes time and dedication. The Ambition Card can be a useful tool for a successful financial future. All you have to do is fund your account and make on-time payments each month.
All you need is an active checking or savings account that you can link to your Ambition Card secured deposit account.
No, the Ambition Card is specifically designed to help college students build a positive credit history, so you don’t need to have a credit history to sign up.
There are no fees to apply, no monthly fee for the first 6 months, no late fees and no interest charged on your account.
Start building a positive credit history1 with Ambition and download our mobile app from the App Store. Easily manage your new Ambition Mastercard®, right from your fingertips.
Footnotes
The Ambition Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries—not all factors are equally weighted.
0% Annual Percentage Rate. Account is subject to a monthly account fee of $2, account fee is waived for the initial six-monthly billing cycles.
Cash back rewards are subject to the Ambition Rewards Terms & Conditions.